Business Interruption insurance is a vital part of your survival as a business. You buy insurance to protect your physical property against damage, but what happens to your business while your premises are unusable as a result of that damage?
Business Interruption coverage can be added to your property insurance policy or included in a package policy if you must close a location due to damage covered under your property insurance policy. This covers the profits you would have earned, based on your financial records, had the disaster not occurred. It also covers expenses that may continue even though your business is not open.
Primary Programs Represented: