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Life Sciences

Medical Technology and Life Sciences

Solutions for medical technology and life science:

  • The risk control professionals…
    • Take a progressive, innovative approach when evaluating risk exposure for medical technology companies. The program staff is skilled at identifying risks and helping companies develop controls to minimize the potential for loss or injury.
  • The medical technology claim specialist…
    • Manage claims with a blend of skill, tenacity, and compassion. With our knowledge and experience, we can quickly analyze situations, make strategic decisions, and decisively handle claims at every step of the process.
  • The underwriters…
    • Are dedicated to the medical technology industry – it is the only business they underwrite. They are well informed about evolving legal and business issues and use this information to develop competitive coverage proposals.

MedFirst Combines Three Important Coverages

Products/Completed Operations Liability Errors & Omissions Liability Information Security Liability
Coverage for damages because of bodily injury or property damage, including claims from clinical trials. Coverage for economic losses from faulty products or work caused by an error, omission or negligent act. Coverage for failure to prevent unauthorized access to, or use of, protected personal and health information.

The MedFirst Plus Endorsements Provide Major Enhancements, Including:

A. Product Recall Expenses Coverage:

Reimburses the named insured for certain product recall expenses directly attributable to a class I recall of medical or biotechnology products from the coverage territory. The recall must be initiated by the names insured during the policy period, and the products must have been physically relinquished to others.

B. Security Breach Notification and Remediation Expenses Coverage:

eimburses the named insured for certain expenses directly attributable to a security breach that is caused by an information security wrongful act.

C. Crisis Management Services Expenses Coverage:

Reimburses the named insured for a certain expenses incurred to mitigate negative publicity directly attributable to a covered errors and omissions wrongful act or covered information security wrongful act.

D. Clinical Trial Medical Expenses Coverage:

Payment of medical expenses for bodily injury by a clinical trial participant, regardless of fault. Included are expenses for first aid administered at the time of an accident; necessary medical, surgical, X-ray and dental services (including prosthetic devices); and necessary ambulance, hospital, professional, nursing and funeral services.


  • Management Liability
  • Workers’ Comp/Employers Liability
  • Commercial Auto
  • General Liability
  • Umbrella and Excess
  • Property
  • Ocean/Inland Marine
  • Boiler and Machinery